PayPal charges a fee to Send to non-US recipients. There is no fee to Send to US recipients. Once the Send from your Send Account is available in the recipient’s Venmo or PayPal account, you do not have the ability to cancel the transaction. The charge on your Card for an Add Money transaction does not earn rewards and is subject to the Card’s purchase APR. The money you add will be reflected in your Send Account balance. You must add money to your Send Account from your eligible Card(s) to Send to a Venmo or PayPal recipient. You must have or create an account with Venmo or PayPal and link your Online Account to your PayPal or Venmo account to use Send & Split. You may use Send & Split® with an Additional consumer Card that is issued in the US by American Express National Bank and is not cancelled if you also have an eligible Card in the same Online Account and that Online Account is enrolled in Send & Split. Send & Split allows you to: (i) send a person-to-person payment from your Send Account to Venmo and PayPal users (“Send”) and (ii) split a Card purchase (“Split”) and receive funds to your Card account as a statement credit or to your linked Venmo or PayPal account. To use Send & Split, you must first have an email address on file, enroll in Send & Split® in your American Express Online Account (“Online Account”) and open an Amex Send® stored balance account in the Amex App (“Send Account”). Prepaid Cards, American Express Corporate Cards, American Express Small Business Cards, American Express-branded cards or account numbers issued by other financial institutions and American Express Cards issued outside of the United States are not eligible Cards. Eligible Cards are US-issued Basic Consumer Cards that are issued by American Express National Bank and are not cancelled. Send & Split® is only available in the American Express® App (“Amex App”) to Card Members with an eligible Card. The value of Membership Rewards points varies according to how you choose to use them. Participating partners and available rewards are subject to change without notice. Terms and Conditions for the Membership Rewards® program apply.

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